Tremendous load times and FPS drops

[Hattusama]

One thing I've noticed and wanted to make a thread about is when you log in to the game / change area / go through a teleporter the texture loading is utterly slow most of the times. Also if you enter into certain areas with enough players, you start to get FPS drops. Asides the gameplay and other things I have no problems with this game but jesus could you optimize things a bit better, my rig even passes the system requirements that this game requires to run but when I go to towns to do my businesses my FPS drops from stable 60 to near 15-22FPS.

Here are some of the crucial specs:

Graphics card: MSI NVIDIA GeForce GTX 760 Twin Frozr 2Gb GDDR5
CPU: AMD Phenom(tm) II X4 960T 3.40 Ghz Quad-Core (Overclocked)
RAM: Corsair XMS3 8Gb (2 x 4Gb) 1333Mhz

Running on Windows 7 Ultimate 64-bit (6.1, Build 7601)